I always was impressed by the White Dwarf, it was a successful flyer for a long time. I think it could be built for a lot less than what was mentioned. Costs are adjusted for profit. A person home-building the frame is not going to cost anything near what you would have to pay a machine shop, much less an aircraft frame builder.
You know how it goes, once you have an aircraft builders license, what costs twenty dollars an hour down the street in a welding shop suddenly costs two hundred dollars an hour, because your welds are 'flight approved'.
I'll tell you, I worked for years in a machine shop making less than ten dollars an hour welding for NASA, Dow, and anything that came through the door. When an aircraft inspector was making a homebuilt WACO stunt plane, he had me do the motor mounts, because they were so important.
I learned on the job, when the boss bought the machine, I had never seen tig welding. It's very easy. In a week anybody with minimal skills can learn it. All you really need is good eyesight. I use glasses now, am not as good as I used to be.
What I'm saying is do-it-yourself is a lot cheaper than paying professionals, probably by a factor of ten. When someone goes into the airship building business, he has to pay for the buildings, equipment, employees, vehicles, insurance, licenses, inventory, patents, accountants, and lawyers. A home builder only needs a proper building, equipment, and materials.
Build small below the government regulated sizes, stay pilot only, and engineer the lift factor to be something you can afford.